Policy Hub

Before you buy a travel insurance policy, you should consider the Product Disclosure Statement (PDS) and Target Market Determination (TMD) documents available below.

Product Disclosure Statement

Domestic Travel Insurance

Effective date: 15 March 2024

View the PDS for our domestic travel insurance plans:

  • Australian Travel Plan
  • Australian Cancellation and Additional Expenses Travel Plan

International Travel Insurance

Effective date: 17 September 2024

View the PDS for our international travel insurance plans:

  • Comprehensive Plan
  • Essentials Plan
  • Annual Multi Trip Plan

Current Target Market Determination

Domestic Travel Insurance

Effective date: 19 August 2024

Target Market Determination (TMD) for:

  • Australian Travel Plan
  • Australian Cancellation and Additional Expenses Travel Plan
International Travel Insurance

Effective date: 19 August 2024

Target Market Determination (TMD) for:

  • Comprehensive Plan
  • Essentials Plan
  • Annual Multi Trip Plan

Previous Target Market Determination

Domestic Travel Insurance

Effective date: 15 March 2024

Target Market Determination (TMD) for:

  • Australian Travel Plan
  • Australian Cancellation and Additional Expenses Travel Plan
International Travel Insurance

Effective date: 31 August 2022

Target Market Determination (TMD) for:

  • Comprehensive Plan
  • Essentials Plan
  • Annual Multi Trip Plan
Domestic Travel Insurance

Effective date: 14 November 2023

Target Market Determination (TMD) for:

  • Australian Travel Plan
  • Australian Cancellation and Additional Expenses Travel Plan
Domestic Travel Insurance

Effective date: 10 November 2021

Target Market Determination (TMD) for:

  • Australian Travel Plan
  • Australian Cancellation and Additional Expenses Travel Plan
International Travel Insurance

Effective date: 10 November 2021

Target Market Determination (TMD) for:

  • Comprehensive Plan
  • Essentials Plan
  • Annual Multi Trip Plan